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Insurance? Relax! We want you to enjoy your new car, bike, boat or piece of equipment, that’s why we offer a number of solutions to ensure your peace-of-mind.

Finance 48 offers a full range of  solutions including:


Our accreditations with a number of National and International insurance companies allows us to tailor an insurance package to your needs including:

  • No-Claim Bonus Protection
  • No excess for windscreen claims
  • Rental car following theft or repair
  • Pay-by-month options
  • plus more!

Remember, every car or bike under a secured loan must have full comprehensive insurance, so why not ask us for an obligation free quote?

Gap (or Shortfall)

This type of insurance covers you for the “gap” or “shortfall” in the event of a total loss write-off (eg from theft or an accident), where the finance owing exceeds the amount paid out by the insurer. It also pays. It also pays the extra costs when you are replacing your vehicle including:

  • Comprehensive insurance
  • Accident excess
  • Pre delivery
  • Stamp duty
  • Registration
  • CTP insurance
  • Car hire

Ask us about how this can be included in your finance for as little as an additional $3 per week.

Loan Protection

Loan Protection Insurance covers the loan repayments on your vehicle in the event the unforeseen happens to you, and you cannot work. To ensure you do not lose your new vehicle because you have no income and cannot make the loan repayments, your Loan Protection Insurance steps in, and meets the repayments for you.

In general there are 5 different plans available:

  1. Death, Trauma, Disablement and Involuntary Unemployment
  2. Disablement & Involuntary Unemployment
  3. Death, Trauma & Disablement
  4. Disablement
  5. Death & Trauma

We can help you decide which plan is best suited for your needs. Call us for more information.

Our insurance providers include Allianz Insurance, Swann Insurance, Australian Warranty Network and National Warranty Company.

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Insurance for your peace-of-mind. It could be yours in 48 hours.

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I would like say thank you very much for your help, patience and persistence in securing the loan for my bike. Your efforts were greatly appreciated. I would have no hesitation in recommending you to anyone. I really can't thank you enough and wish you all the best for the future.
Glen Ford

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